Rowena Fernandez is a hardworking single mother of four children living in Pangasinan, Philippines. Rowena manages a small convenience store to earn money to support and educate her children, but it has been difficult for her due to a lack of money and lack of assistance raising her children. When she heard about an Opportunity International, she knew it was what she had been looking for. Rowena was able to join a Trust Group, where she received valuable financial training and a loan to expand and continue to grow the store. She is saving her income to provide for her children's daily needs and ensure they finish their educations so they can find good jobs and have a better future.