“Time is gold!” This is the motto of Adelaida Esplana, a small business owner in the Philippines. Adelaida operates a small convenience store, which she started in 2001. Like many other mothers, her primary concern are her daughter's college expenses. Adelaida decided to start her convenience store hoping that it would help her generate a larger income for her family's daily needs. But along the way she encountered hardships in her business, including unpaid credits of some of her customers, as well as unexpected expenses in the family, and unstable capital. Luckily, her sibling introduced her to Opportunity International and encouraged her to join. Adelaida received valuable financial training and a loan. She has found a partner in Opportunity, and after almost 15 years, she remains grateful for the assistance she received. Adelaida explains that if it weren't for Opportunity, her business would have never been so successful. Adelaida is planning to continue to grow her convenience store and invest in a new food vending business.