Joan Obispo is a mother of three who lives in the Philippines with her husband, Gerold, and their children. For the past few years, Joan has owned a business selling cosmetic products like lotion and perfume to women in and around her community. To make ends meet, Gerold works as a driver in their town. Joan’s life motto is, “Try and try until you succeed,” but that doesn’t mean it’s been easy for her. There was a time when she worried she would not be able to keep her children in school. Everything began to change when a friend encouraged Joan to join Opportunity International. Joan received financial training and a loan to purchase inventory in bulk. With more cosmetics to sell and a greater selection of products, Joan was able to attract new customers and increase her sales. Thanks to her loan, Joan can now continue to grow her business and passions, while saving up for her children's’ educations.