Teresita Castro lives in Calamba, Philippines, with her husband. Teresita runs a convenience store selling snacks and sundry grocery items to locals in her community. But when an economic downturn hit the area, her store fell into straits as her customers began to fall behind on lines of credit she offered during hard times. Unfortunately, her leniency began to negatively impact her ability to meet her own basic needs at home. She feared she might become another casualty of the downturn herself and didn’t know what she could do to stem her losses as the outlook looked bleak. When neighbors introduced Teresita to the programs offered through Opportunity International, she found the relief and hope she desperately needed. Teresita received valuable financial training and a small loan to help cover her business while her neighborhood recovered. She took the opportunity to adopt more efficient management practices, and consequently optimize her store for increased profitability. Thankfully, the economic landscape has begun to improve, and she’s been able to recoup her losses. She’s even begun work on a new home. She’s excited to continue learning ways she can expand her business and shore up her position, so she never finds herself in desperation again.