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Emma Agustin

City: Camiling, Tarlac Country: Philippines Loan Use: additional capital
Loan Term: 24 Date Posted: April 16, 2018 First Repayment: December 28, 2017
Opportunity International Client Emma Agustin

Emma Agustin lives in Camiling, Philippines with her two children. As a single mother, caring and providing for her children is Emma’s top priority. She cooks local traditional dishes and sells them from a converted room in her home. Serving mostly students in the area, she also sells a few sundry grocery products. With educational costs for her children on the horizon, Emma knew that she needed to expand her store somehow. But with little to spare in the family budget, she didn’t know where to find the money for extra investment. She feared she was only waiting for poverty to catch up to her. When Emma learned about the programs offered through Opportunity International, her hope was renewed. She received valuable financial training a small loan to invest in her business plan. Emma has increased her kitchen’s menu and cooking capacity to serve more dishes to more people. She is also in the process of increasing her selection of grocery items in order to meet her customers’ needs and interests. Emma is feeling more positive than ever about the adventure she finds herself on, learning and improving her business skills while ensuring a more stable upbringing for her children.

Frequently Asked Questions

How do entrepreneurs become Opportunity International loan clients?

Opportunity International conducts interviews with prospective clients to get a better understanding of their situation, so we can construct a loan that’s tailored to their needs and capabilities.

If I help fund a loan, should I expect to be paid back?

When you help to fund a loan, you are making a donation to Opportunity International. When those funds are repaid by the client, the funds remain in the country where the original client’s loan was disbursed, so that it can help fund more loans. Your initial gift continues to have an impact after the first loan is repaid.