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5 people are supporting Harold Torres

Harold Torres

City: Montería Country: Colombia Loan Use: Acquiring a large-format printer
Loan Term: 48 Date Posted: February 15, 2018 First Repayment: August 16, 2017
Opportunity International Client Harold Torres

Harold Torres is a young entrepreneur from Montería who owns and runs a printing and stationery shop. Harold lives with his mother and is the one who provides for the household. Since high school, he wanted to study publicity and also have a business related to his career that would pay for his tuition and allow him to financially support his mother. Even though he had a hard time building the business due to lack of resources, at his young age he is achieving his dream. Harold was apprehensive of taking a loan, because he thought banks were out there to take advantage of clients, not to support them. One day, an Opportunity loan officer was in Harold´s neighborhood and the two spoke. Harold liked the client service of the officer, especially the fact that he took the time to explain transparently all the conditions and terms of the loan and helped him calculate the right amount to borrow without becoming over-indebted. Harold used the loan to buy a large-format printer that he badly needed to print banners and other large items. Harold says that his dream of having a big, successful publicity company is becoming more real day by day thanks to his hard work and the financial support he receives from Opportunity.

Frequently Asked Questions

How do entrepreneurs become Opportunity International loan clients?

Opportunity International conducts interviews with prospective clients to get a better understanding of their situation, so we can construct a loan that’s tailored to their needs and capabilities.

If I help fund a loan, should I expect to be paid back?

When you help to fund a loan, you are making a donation to Opportunity International. When those funds are repaid by the client, the funds remain in the country where the original client’s loan was disbursed, so that it can help fund more loans. Your initial gift continues to have an impact after the first loan is repaid.