Ariel Duarte lives in Carmen de Bolívar, Colombia, with his four children. He owns and runs a small retail shop. Years ago, Ariel was the manager of a vegetables wholesale warehouse, he had a good income, and his life stable. Then, quite suddenly, he started feeling a persistent and severe pain in his back. He had to take leave from work and eventually had to quit. His wife divorced him and left him alone with their four children. Without a job and with a fickle health, Ariel knew he had to do something to provide for his children. He withdrew his unemployment insurance and used it to open a store in his house. Given his previous experience, planning and managing the business was easy for Ariel, but he was short on capital and properly stocking the store proved difficult. In order to solve this issue, Ariel followed advice from a friend and took an Opportunity Trust Group loan. Now, his business is thriving. His sales are high and Ariel makes sure there is never an empty space in his showcases. He is glad he can work from home and hopes he will be able to hire an employee soon.