Elkin Pastrana lives in Montería with his wife Gloria and their three children. He is a carpenter and nine years ago, when he first got to the city, he started working at a friend´s furniture workshop. Although their relationship was good and Elkin learned a lot, he was always thinking about setting up an independent business. Elkin´s main hindrances were lack of capital and a workshop. With previous loans, he was able to build a workshop, purchase tools and materials, and is ready to become an independent entrepreneur. Elkin plans on hiring an assistant and growing his workshop into a small warehouse so that the noise and sawdust do not disturb his family.