Elma owns a convenience store in the Philippines. She is married to Jovenito and they have 3 children. Jovenito works as a driver and Elma helps him with the expenses with her earnings from the convenience store. She was interested in joining Opportunity International when her neighbor joined. She is thankful for Opportunity for all the help and guidance she received. For Elma, her loan is really helpful in supporting her family and allowing her to start a car wash business. Elma hopes this additional income will help pay for her children's education so that they will have a successful future. She is motivated to work hard so her family will have a comfortable life.