Melanie Ulay is a hardworking single mother of two. After her husband died, she felt so down and her business was on the verge of closing because of the mounting expenses. Melanie knew she needed financial assistance, but did not know where to turn. One day, her neighbor encouraged her to join Opportunity International. Melanie received financial training and a loan to revitalize her business. The loan created a positive impact on her eatery and bakery, and in turn, her family and community. Now, she is able to cover her family's expenses and even save for the future. She is hiring people in the community and hopes her business will continue to grow.