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12 people are supporting Ruth Mbeke

Ruth Mbeke

City: Kisumu Country: Kenya Loan Use: To grow the business
Loan Term: 52 Date Posted: February 27, 2017 First Repayment: August 04, 2016
Opportunity International Client Ruth Mbeke

Ruth Mbeke lives with her husband, Otieno, and their five children in Kisumu, Kenya where she has managed a small retail store for the past 10 years. She sells a wide variety of groceries and household goods at her business, and her store has become her family’s strongest source of income. Despite all her hard work, she has struggled to afford her family’s daily expenses, while trying to restock and sustain her store. Ruth was determined to improve her business and to build it into a supermarket someday, but she didn’t have the capital she needed.

Ruth found the solution to her business troubles when her neighbor encouraged her to join Opportunity International in 2014. She received valuable financial training and a loan to restock her business, which has helped her meet more customers’ needs and increase her income. Now, Ruth is using her second loan to purchase a wider variety of products in bulk for her store. By expanding her selection of goods, Ruth is confident she will be able to attract new customers to her business, meet more of her neighbors’ needs and drive sales, giving her the income she needs to support her family and business. She hopes that she can save her earnings to give her children a quality education and to expand her small store into a full-service supermarket. In doing so, she hopes that she will be able to create jobs in her community and generate enough income to help educate and care for orphans in her community.

Frequently Asked Questions

How do entrepreneurs become Opportunity International loan clients?

Opportunity International conducts interviews with prospective clients to get a better understanding of their situation, so we can construct a loan that’s tailored to their needs and capabilities.

If I help fund a loan, should I expect to be paid back?

When you help to fund a loan, you are making a donation to Opportunity International. When those funds are repaid by the client, the funds remain in the country where the original client’s loan was disbursed, so that it can help fund more loans. Your initial gift continues to have an impact after the first loan is repaid.