Victoria, 57 years old, is married with a single child who has completed school and is independent. She trades in curtain and suiting materials, upholsteries, flowers etc. in her town. Victoria has low working capital so she sometimes purchases part of her supplies on credit at expensive costs and repays after making sales. She is excited to be taking the loan which she plans to invest in the purchase of curtain and suiting materials, upholsteries and flowers. She hopes to increase her income, save more funds and someday rent a better apartment for her family.