For the past eight years, Theresa has supported her family by selling vegetables in her hometown of Nkanfoa, Ghana. As a single mother, she is responsible for taking care of her children and paying the family’s bills and rent. However, Theresa didn’t have any capital when she started her business, so she’s been stuck in a cycle of borrowing vegetables on credit ever since. As a result, her income was small, and the family suffered. Sometimes, the children had to stay home from school because Theresa did not have enough money for their school fees. Theresa wanted to become more independent in her business and give her family a better life, but she knew she needed a financial boost. One of Theresa’s friends introduced her to Opportunity International and encouraged her to join the organization. Theresa agreed, and after she completed financial literacy training, she received her first loan. She used the loan to purchase vegetables instead of acquiring them on credit. Now, Theresa can keep all of her profits instead of going into debt. She’s felt life getting easier. She can feed her family and pay her children’s school fees, and the future is looking bright. Theresa plans to grow her business further and continue her entrepreneurial dreams.