Mary Otoo lives with her husband and five children in the city of Nkanfoa, Ghana. For many years, she has owned and operated a retail shop in her community, while her husband drives a commercial vehicle for a living. However, Mary was finding it challenging to keep her inventory of goods, clothing, and footwear, stocked for her business. She often had to purchase her goods on credit alone, which delayed the delivery of the items to her shop. With a large family to support, Mary worried that her business income was not stable enough to pay for all of her family’s basic necessities as well as her children’s school fees. Everything changed for Mary when she heard about a loan and valuable financial training she could receive through Opportunity International. With her first loan, she immediately began buying all of her goods outright and in bulk. This ensured that her shop was always stocked with the most popular items, which attracted more customers and increased her sales. Now, Mary no longer has to worry about purchasing her inventory on credit and has found that her business has been much more stable. She is excited to grow her business and would like to use her next loan to expand the variety of merchandise she supplies at her store.