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2 people are supporting Justine Madam

Justine Madam

City: Lukaya, Masaka District Country: Uganda Loan Use: To increase her working capital
Loan Term: 24 Date Posted: April 25, 2019 First Repayment: February 25, 2019
Opportunity International Client Justine Madam

Justine Madam lives in Lukaya, Uganda, with her husband Godfrey Kamulandu and their three children. To provide for her family, Justine opened a tea house inside her home. Despite her dedication, it was difficult to earn enough income from the café because she didn’t have the capital she needed to add proper furnishings and attract more customers. Justine wanted to expand her café from a tea house to a full restaurant, but she didn’t have the capital necessary for the expansion. Listening to the radio one day, Justine found the business partner she needed when she heard an advertisement for Opportunity International and decided to join the organization. After completing financial literacy training, Justine received her first loan, which she invested in renting a separate room for her café and buying a refrigerator. The loan provided the momentum Justine needed to get her restaurant going. Now, her business seems to grow every day, and she’s employed two other people to help her run the restaurant. Her success ensures that she can provide for her family, pay her children’s school fees, and save the rest of her earnings for the future. Looking forward, Justine wants to expand her business into the restaurant of her dreams.

Frequently Asked Questions

How do entrepreneurs become Opportunity International loan clients?

Opportunity International conducts interviews with prospective clients to get a better understanding of their situation, so we can construct a loan that’s tailored to their needs and capabilities.

If I help fund a loan, should I expect to be paid back?

When you help to fund a loan, you are making a donation to Opportunity International. When those funds are repaid by the client, the funds remain in the country where the original client’s loan was disbursed, so that it can help fund more loans. Your initial gift continues to have an impact after the first loan is repaid.

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