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Joel HAGENIMANA

City: KICUKIRO Country: Rwanda Loan Use:  to buy more cooking oil, sugar, salt, rice and beans for sale.
Loan Term: 4 Date Posted:  First Repayment: January 30, 2019
Opportunity International Client Joel HAGENIMANA

Joel Hagenimana lives in Kicukiro, Rwanda, with his wife and their two school-aged children. For the past several years, Joel and his wife have owned and operated a small shop in town where they sell everyday necessities and food to local customers. They work long days to ensure their clients are satisfied, but despite their hard work, Joel and his wife struggle to make ends meet. Everything began to change for Joel and his wife when a friend introduced them to Opportunity International. After joining, they received financial training and a loan to purchase shelf-stable foods for their shop in bulk, including rice, sugar, salt, beans, and cooking oil. With a more extensive selection of food at a lower wholesale price, Joel and his wife were able to attract new customers and increase their sales and profit margin. Looking to the future, they are saving up for a car. Thanks to the loan they received, Joel and his wife can continue to grow their business, plan for the future, and send their children to school.

Frequently Asked Questions

How do entrepreneurs become Opportunity International loan clients?

Opportunity International conducts interviews with prospective clients to get a better understanding of their situation, so we can construct a loan that’s tailored to their needs and capabilities.

If I help fund a loan, should I expect to be paid back?

When you help to fund a loan, you are making a donation to Opportunity International. When those funds are repaid by the client, the funds remain in the country where the original client’s loan was disbursed, so that it can help fund more loans. Your initial gift continues to have an impact after the first loan is repaid.

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