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Joy Naigaga

City: Bujjuko, Wakiso Country: Uganda Loan Use: To purchase shop items
Loan Term: 36 Date Posted: May 15, 2019 First Repayment: February 07, 2019
Opportunity International Client Joy Naigaga

Joy Naigaga is married, has two children, and lives in Bujjuko, Uganda. She also provides care for an orphan from her community. For many years, Joy has owned and operated a retail shop, selling various products and merchandise to her neighbors. However, Joy often experienced a lack of inventory for her store. Without the financial means to expand and purchase additional items, she was unsure how to make her business more stable. When Joy heard about Opportunity International on the radio, she knew she had found a solution. Through Opportunity International, Joy was able to receive a loan and valuable financial training to help her expand her business. She invested her loan in purchasing her inventory in bulk so that she could keep her shelves stocked. She also bought a wider variety of products so that she could attract more customers. Since making these changes, Joy’s daily sales have significantly increased. She now can more comfortably afford all of her family’s daily needs, including her children’s school fees. Joy dreams of continuing to expand her shop and hopes to one day open up a supermarket in her neighborhood.

Frequently Asked Questions

How do entrepreneurs become Opportunity International loan clients?

Opportunity International conducts interviews with prospective clients to get a better understanding of their situation, so we can construct a loan that’s tailored to their needs and capabilities.

If I help fund a loan, should I expect to be paid back?

When you help to fund a loan, you are making a donation to Opportunity International. When those funds are repaid by the client, the funds remain in the country where the original client’s loan was disbursed, so that it can help fund more loans. Your initial gift continues to have an impact after the first loan is repaid.

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